Homeloans Ltd - a competitive home loans lender

Which is the right loan for me?

Sometimes it is difficult to find what type of loan is suitable for you. Here is some information describing different circumstances in which people may require a loan. Have a look and see if you can find your situation.

Call 13 38 39 and one of our Mobile Lending Managers will take you through the options or click here.

First Homebuyers

Buying your first home is an exciting time for you. At Homeloans Ltd we are here to help you every step of the way and guide you through the process and make it as simple as possible. We will even be able to assist you with obtaining the First Home Owners' Grant Scheme.

Listed below are just some of the suitable loans for First Homebuyers. Call 13 38 39 and one of our Mobile Lending Managers will take you through the full range of options or click here.

  • All Purpose Saver - Home loan with flexible features, no ongoing fees and a great low rate.
  • 100% Loan - If you need to borrow up to 100% of the value of the property, this is a great standard loan option for you.
  • 100 % Offset Loan - Will help your savings reduce the amount of interest you pay.
  • Hassle Free All Purpose - If you are self employed and unable to provide all the documentation for a standard loan, this may be right for you.

Refinancing

Do you every wonder if you have the better deal on your current home loan?

Listed below are just some of the suitable loans for Refinancing. Call 13 38 39 and one of our Mobile Lending Managers will take you through the full range of options or click here.

  • Balanced Securitised - Standard Loan with 100% Offset and Bridging finance option.
  • Hassle Free All Purpose - If you are self employed and unable to provide all the documentation for a standard loan, this may be right for you.

Investing

If you are looking to invest in residential property, we are able to offer a wide range of loans with full flexibility.

Listed below are just some of the suitable loans for Investing. Call 13 38 39 and one of our Mobile Lending Managers will take you through the full range of options or click here.

  • All Purpose Saver - Home loan with flexible features, no ongoing fees and a great low rate.
  • Smart Credit - The Line of Credit facility enables you to draw down and repay money as required.
  • Hassle Free Smart Credit - If you are self employed and unable to provide all the documentation you need for a standard line of credit, this maybe an option for you.

Self-Employed

If you are Self Employed and do not have all the documentation you need for a standard loan, Homeloans Ltd has the solution for you.

Listed below are just some of the suitable loans for people who are self employed. Call 13 38 39 and one of our Mobile Lending Managers will take you through the full range of options or click here.

  • Hassle Free All Purpose - If you are self employed and unable to provide all the documentation you need for a standard loan our Hassle Free All Purpose option may be right for you.
  • Hassle Free Smart Credit & Monipower - If you are self employed and unable to provide all the documentation you need for a standard line of credit, this maybe an option for you.

Buying and Selling

Are you buying a new home and haven't sold you current one? Our Go Between Loan will fund the purchase of your new home with no extra repayments for 6 months or until you sell your property, at the standard interest rate.

Call 13 38 39 and one of our Mobile Lending Managers will take you through the full range of options or click here.

Consolidating Debt or Renovating

Have you considered using the equity in your property to either consolidate debt or renovate your property? This is a great way to have a lower interest rate than have the higher rates associated with personal loans and credit cards.

Listed below are just some of the suitable loans for consolidating debt or renovating. Call 13 38 39 and one of our Mobile Lending Managers will take you through the full range of options or click here.

  • Smart Credit - The Line of Credit facility enables you to draw down and repay money as required.
  • Hassle Free Smart Credit - If you are self employed and unable to provide all the documentation you need for a standard line of credit, this maybe an option for you.

Saving Interest

With our 100% Offset Loan, your savings help to reduce the amount of interest you pay, so your home can be paid off sooner. Plus, you still have easy access to your savings at the same time.

Call 13 38 39 and one of our Mobile Lending Managers will take you through the full range of options or click here.

Types of Loans