Homeloans Ltd - a competitive home loans lender

Homeloans Interest Rates


Standard - Balanced Special
Term Interest Rate Comparison Rate #
Variable 9.56 % p.a. 9.65 % p.a.
Fixed 1 Year 9.51 % p.a. 9.84 % p.a.
Fixed 2 Year 9.51 % p.a. 9.81 % p.a.
Fixed 3 Year 9.46 % p.a. 9.77 % p.a.
Fixed 4 Year 9.46 % p.a. 9.74 % p.a.
Fixed 5 Year 9.46 % p.a. 9.71 % p.a.

Line of Credit - Smart Credit
Term Interest Rate Comparison Rate #
Variable 9.59 % p.a. 9.78 % p.a.
Fixed 1 Year % p.a. % p.a.
Fixed 2 Year % p.a. % p.a.
Fixed 3 Year % p.a. % p.a.
Fixed 4 Year % p.a. % p.a.
Fixed 5 Year % p.a. % p.a.

Line of Credit - MoniPower
Term Interest Rate Comparison Rate #
Variable 10.06 % p.a. 10.26 % p.a.
Fixed 1 Year % p.a. % p.a.
Fixed 2 Year % p.a. % p.a.
Fixed 3 Year % p.a. % p.a.
Fixed 4 Year % p.a. % p.a.
Fixed 5 Year % p.a. % p.a.

Standard - Smart Saver
Term Interest Rate Comparison Rate #
Variable 9.14 % p.a. 9.22 % p.a.
Fixed 1 Year 8.99 % p.a. 9.38 % p.a.
Fixed 2 Year 8.99 % p.a. 9.35 % p.a.
Fixed 3 Year 8.89 % p.a. 9.28 % p.a.
Fixed 4 Year 8.89 % p.a. 9.24 % p.a.
Fixed 5 Year 8.89 % p.a. 9.21 % p.a.

Non Conforming - Homeloans Premium Plus
Term Interest Rate Comparison Rate #
Variable % p.a. % p.a.
Fixed 1 Year % p.a. % p.a.
Fixed 2 Year % p.a. % p.a.
Fixed 3 Year % p.a. % p.a.
Fixed 4 Year % p.a. % p.a.
Fixed 5 Year % p.a. % p.a.


Please Note: These rates are for new loans only. Different rates may apply for existing accounts and increases to existing accounts


# Comparison Rate is calculated on a loan of $150,000 over 25 Years Secured % p.a.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Full Comparison Rate schedule click here

A Comparison Rate schedule is also available at any Homeloans LTD office.